How to transfer money in WhatsApp using WhatsApp Payment Method ( Secure )
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- Open the chat with whom you'd like to send money > tap Attach
> Payment. - Tap Continue to verify your debit card information.
- Enter the last 6 digits of your debit card number and expiration date > tap Done > Set Up UPI PIN.
- The OTP (One Time Password) may be pre-filled. If not, an SMS containing the OTP may be sent to your phone. Type the OTP under ENTER OTP. To send another OTP to your phone, tap Resend OTP.
- Create a UPI (Unified Payment Interface) PIN (Personal Identification Number) and enter it under SETUP UPI PIN > tap Submit.
- Once UPI Setup is complete, tap Done.
- Open the chat with whom you'd like to send money > tap Attach
> Payment. - Enter the rupee amount you'd like to send.
- Enter a description for the payment > tap Send
.
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Note:
- You may be asked to enter the UPI PIN before sending a payment.
- The description for the payment is optional and won't show up on your bank statement.
- Once the payment is sent, the transaction details will be listed in the chat, including a transaction ID.
- You may receive a confirmation SMS from your bank after the payment has been completed.
- You won't be able to send money if your contact doesn't have payments enabled. You'll see the following pop-up message when trying to send them money: "To receive a payment, needs to set up payments in WhatsApp by tapping Settings > Payments"
- To use payments, make sure you're using the latest version of WhatsApp.
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